Group Benefits Solutions
What we offer
We provide product development, underwriting expertise, risk management, claims administration, distribution training and more.
Our management and its parent company have decades of experience in serving the self-funded market. We provide deep knowledge, expert talent and the specialized systems required to offer full medical stop-loss coverage to employers.
We offer a true partnership quota-share arrangement with our clients, which helps to properly align incentives for both entities.
We can leverage data and insights derived from $8.3 billion in stop-loss premium managed by our parent company over the past 10 years, while maintaining rigorous protocols to wall off our Clients’ sensitive information.
Scale and financial strength
We have the scale to write and manage risk directly since our parent is a large, diversified, highly rated insurer.
How it works
FullscopeRMS partners with health plans and insurance carriers, providing behind-the-scenes expertise from prelaunch to ongoing support.
Better partnership through our quota-share arrangement
- Fewer entities involved
- Less coordination and lower expenses
- Aligned incentives with two companies sharing in all the risk